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A deal that sounds too good to be true usually is! Offers that
often fall into this category are promises to fix your credit
problems, business/job opportunities, risk free investments, and
free travel. |
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Think twice before sharing personal information. Protect your
privacy and avoid unauthorized use of your personal information. |
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In case of a problem …
If you happen to encounter a problem on purchase of a product or
service, this is what you should do: |
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Find out who is responsible for the problem |
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Collect the name and address of the dealer/seller and the
manufacturer |
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Document your complaint – write letters of complaint to the shop
manager / Dealer / Manufacturer / Service Provider clearly stating: |
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The nature of your problem. |
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Evidence of having purchased goods or services to be
provided. |
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The relief claimed – repair / replacement / refund /
compensation. |
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A deadline for replying. |
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Send the letter by registered post with acknowledgement due. |
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Always insist on a written reply from the opposite party. |
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Where applicable, after expiry of deadline you must notify the
concerned authorities / government department. |
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Immediately initiate action to protect your rights. You could
contact a local consumer group for help in doing this, if necessary. |
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If you have taken legal action, publicize the result, so that
others gain awareness from your experience. |
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Important Tips for Consumers |
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Read the fine print. |
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Insist all claims, promises and warranties be in writing. |
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Never sign anything you have not read and understand. |
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Never give your credit card number over the phone. |
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Keep receipts and Warranty cards. |
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Always ask about return policies. |
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Always keep credit card receipts. |
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Do not sign blank credit card receipts. |
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Sign credit cards in ink as soon as you receive them. |
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Never leave credit cards lying around. |